ABOUT RETIRELUMA
Clarity for the advisor.
Perspective for the client.
RetireLuma is being built for financial advisors and RIA firms that want to help clients understand the decisions shaping their retirement.
Our purpose is to make those conversations more connected: bringing household priorities, planning assumptions, and possible paths into a discussion clients can follow.
WHY WE’RE BUILDING IT
A retirement decision rarely stands alone.
A client’s preferred retirement date opens questions about income, spending, taxes, healthcare, and family commitments. Understanding each topic matters. Seeing how they relate is what makes the conversation useful.
We’re developing RetireLuma around that connection. Our vision is to help advisors frame the right questions, explain alternatives, and bring the discussion back to what matters to the household.
The goal is a clearer basis for professional judgment and a more informed client conversation.
WHO WE SERVE
Built around advisor-led planning.
FINANCIAL ADVISORS
Bring context to the review.
Explore a planned experience for discussing retirement choices, making assumptions visible, and identifying the questions that deserve more analysis.
RIA FIRMS
A clear direction for client conversations.
Our intended audience includes independent RIA firms seeking a more understandable way to explain connected retirement decisions.
CLIENTS, THROUGH THEIR ADVISOR
Participate with perspective.
Clients are part of the conversation through their advisor. RetireLuma’s product vision centers on that professional relationship.
OUR DESIGN PRINCIPLES
What we want every review to make clear.
CONTEXT
Start with the household.
Goals, family priorities, and practical constraints should inform the questions being explored.
TRANSPARENCY
Show the assumptions.
An estimate, an unknown, and a confirmed fact should be easy to distinguish. Scenarios need context to be useful.
JUDGMENT
Keep the advisor at the center.
Technology should help advisors explain choices and identify next steps while leaving room for professional evaluation.
OUR PURPOSE
A clearer way to discuss retirement.
RetireLuma is being developed to help financial advisors and RIA firms lead clearer retirement conversations.
Our focus is on connecting household priorities, planning assumptions, and advisor-led discussions in an understandable experience.
WHERE WE ARE TODAY
Building thoughtfully.
Making the direction visible.
RetireLuma is in development. The Platform, How It Works, and Sample Experience pages describe the intended product direction and an illustrative advisor workflow. They do not represent currently available planning software.
Our next step is to refine the experience around advisor workflows and the client questions it should help address. We’ll share availability and pilot details as the product develops.
